{"id":63,"date":"2022-10-17T09:47:49","date_gmt":"2022-10-17T09:47:49","guid":{"rendered":"https:\/\/bprstanggamus.co.id\/?page_id=63"},"modified":"2022-10-28T03:32:30","modified_gmt":"2022-10-28T03:32:30","slug":"tobah-deposito-mudharabah","status":"publish","type":"page","link":"https:\/\/bprstanggamus.co.id\/index.php\/tobah-deposito-mudharabah\/","title":{"rendered":"TOBAH (DEPOSITO MUDHARABAH)"},"content":{"rendered":"\n<p><strong>Deposito Mudharabah<\/strong><\/p>\n\n\n\n<p>Jenis simpanan dalam mata uang rupiah yang penarikannya hanya dapat dilakukan pada waktu tertentu menurut perjanjian antara deposan dengan pihak bank.<\/p>\n\n\n\n<p><strong>Akad<\/strong><\/p>\n\n\n\n<p>Akad yang digunakan adalah akad&nbsp;<em>mudharabah mutlaqah<\/em>, dimana Bank \/&nbsp;<em>mudharib<\/em>&nbsp;diberikan kuasa penuh oleh&nbsp; nasabah\/<em>shahibul maal<\/em>&nbsp;untuk menggunakan dana tersebut tanpa larangan \/ batasan dan&nbsp;<em>mudharib<\/em>\/Bank wajib memberitahukan kepada&nbsp;<em>shahibul maal<\/em>&nbsp;\/ nasabah mengenai&nbsp;<em>nisbah<\/em>&nbsp;\/ bagi hasil keuntungan yang diperoleh dan risiko yang timbul serta ketentuan penarikan dana sesuai dengan akadnya.<\/p>\n\n\n\n<p><strong>Manfaat<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Keamanan dana terjamin. (terdaftar dan diawasi oleh&nbsp;<strong>OJK<\/strong>&nbsp;dan dijamin oleh&nbsp;<strong>LPS)<\/strong><\/li><li>Bagi hasil yang kompetitif berdasarkan nisbah yang disepakati.<\/li><li>Dapat digunakan sebagai jaminan pembiayaan.<\/li><li>Bebas biaya adminnistrasi.<\/li><li>Bebas finalty.<\/li><\/ul>\n\n\n\n<p><strong>Fasilitas<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Dapat diperpanjang otomatis (<em>Automatic Roll Over<\/em>) .<\/li><li>Bagi hasil dapat diambil tunai, transfer atau pemindahbukukan.<\/li><\/ul>\n\n\n\n<p><strong>Fitur Produk<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Nominal minimum deposito sesuai dengan ketentuan yang berlaku.<\/li><li>Tidak dapat dipindahtangankan.<\/li><li>Jangka waktu :<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>&nbsp; Jangka Waktu<\/strong><\/td><td><strong>Nisbah Nasabah<\/strong><\/td><td><strong>Nisbah Bank<\/strong><\/td><\/tr><tr><td><strong>&nbsp; 1 Bulan<\/strong><\/td><td><strong>27%<\/strong><\/td><td><strong>73%<\/strong><\/td><\/tr><tr><td><strong>&nbsp; 3 Bulan<\/strong><\/td><td><strong>33%<\/strong><\/td><td><strong>67%<\/strong><\/td><\/tr><tr><td><strong>&nbsp; 6 Bulan<\/strong><\/td><td><strong>35%<\/strong><\/td><td><strong>65%<\/strong><\/td><\/tr><tr><td><strong>&nbsp; 12 Bulan<\/strong><\/td><td><strong>37%<\/strong><\/td><td><strong>63%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Syarat &amp; Ketentuan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Diperuntukan bagi perorangan dan badan usaha.<\/li><li>Mengisi Aplikasi Pembukaan Rekening Deposito iB.<\/li><li>Menyerahkan fotocopy Kartu Identitas Diri (KTP\/SIM\/Paspor).<\/li><li>Khusus badan hukum, menyerahkan fotokopi dokumen yang terkait dengan identitas usaha : SIUP, NPWP, Akta pendirian, Ijin usaha, dll.<\/li><li>Nominal minimum\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 : Rp. 2.000.000,-<\/li><li>Administrasi bulanan\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 : Tidak ada.<\/li><li>Pajak bagi hasil\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 : 20%.<\/li><\/ul>\n\n\n\n<p>Ketentuan<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Untuk pencairan Deposito atau penarikan dana =&gt; 100 juta harus konfirmasi minimal H-1<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Deposito Mudharabah Jenis simpanan dalam mata uang rupiah yang penarikannya hanya dapat dilakukan pada waktu&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-63","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bprstanggamus.co.id\/index.php\/wp-json\/wp\/v2\/pages\/63","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bprstanggamus.co.id\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bprstanggamus.co.id\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bprstanggamus.co.id\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bprstanggamus.co.id\/index.php\/wp-json\/wp\/v2\/comments?post=63"}],"version-history":[{"count":3,"href":"https:\/\/bprstanggamus.co.id\/index.php\/wp-json\/wp\/v2\/pages\/63\/revisions"}],"predecessor-version":[{"id":141,"href":"https:\/\/bprstanggamus.co.id\/index.php\/wp-json\/wp\/v2\/pages\/63\/revisions\/141"}],"wp:attachment":[{"href":"https:\/\/bprstanggamus.co.id\/index.php\/wp-json\/wp\/v2\/media?parent=63"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}